Ingredient:

• 1 ¼ cups whole wheat flour
• 1 ¼ cups old-fashioned oats
• 1 teaspoon baking powder
• ½ teaspoon baking soda
• ¼ teaspoon fine salt
• ½ teaspoon cinnamon
• ¼ teaspoon cardamom
• ⅛ teaspoon ginger
• 1 cup unsweetened applesauce
• ½ cup light coconut milk with the juice of half a lemon (or low-fat buttermilk)
• ½ cup packed muscovado sugar (or brown sugar)
• 2 tablespoons melted coconut oil (or vegetable/canola oil)
• 1 large egg, lightly beaten
• ½ teaspoon vanilla extract
• 2 small Gala apples, chopped into small pieces (½-inch cubes or smaller)
• turbinado (raw) sugar and nutmeg, for sprinkling on top