Ingredient:

• 1 pound ground beef
• 1 small onion, chopped
• 1 can (15 ounces) Ranch Style beans (pinto beans in seasoned tomato sauce)
• 1 can (14-1/2 ounces) diced tomatoes or 1 can (10 ounces) diced tomatoes and green chiles, undrained
• 2 teaspoons Worcestershire sauce
• 1-1/2 teaspoons chili powder
• 1 teaspoon onion powder
• 1 teaspoon garlic powder
• Dash salt
• Dash pepper
• 2/3 cup shredded cheddar cheese or Mexican cheese blend
• TOPPING:
• 1/2 cup all-purpose flour
• 1/2 cup cornmeal
• 2 tablespoons sugar
• 2 teaspoons baking powder
• 1/4 teaspoon salt
• 1 large egg, beaten
• 1/2 cup 2% milk
• 1 tablespoon vegetable oil
• 1/4 cup finely chopped seeded jalapeno pepper or chopped green chiles, optional